Retirement Age – Born in February 1954

Were you born in February 1954 and wondering what your retirement age is? By this we mean the age at which you can draw your State pension benefits in the UK.

There are major changes in retirement ages for people born in the 1950s in particular and the retirement age increases at quite a fast rate for those born around this time. For people born around this time, a specific date is given for retirement, rather than when they reach a specific age.

If you were born in February 1954, it doesn’t matter if you are a man or a woman, at this point both retirement ages are the same.

So there is a split in retirement dates depending on which part of the month you were born in as follows:

If you were born between 1st and 5th February 1954 (inclusive) then you can retire on 6 May 2019 (i.e. at age 65 years and 3 months)

If you were born between 6th and 28th February 1954 (inclusive) then you can retire on 6th July 2019 (i.e. at age 65 years and 4 or 5 months)

So there is a big difference between people born on the 5th February and people born on 6th February which means their retirement dates are 2 months apart.

You will usually be sent a form to claim your State pension about 4 months before it is due to be paid. If you do not receive anything then be sure to contact HMRC to make sure everything is in order to get your pension paid on time. You can find out more information on claiming your pension here.

Retirement Age – Born in 1954

When Will I Retire if I Was Born in 1954?

For those born in 1954, both men and women, there is a steep rise in the retirement age from 65 to 66 over the year, so your retirement date will not fall on a particular age but instead on an particular date as per the details below:

Born in 1954

1 January to 5 January – 6 March 2019
6 January to 5 February – 6 May 2019
6 February to 5 March – 6 July 2019
6 March to 5 April – 6 September 2019
6 April to 5 May – 6 November 2019
6 May to 5 June – 6 January 2019
6 June to 5 July – 6 March 2019
6 July to 5 August – 6 May 2019
6 August to 5 September – 6 July 2019
6 September to 5 October – 6 September 2020
6 October to 31 December – 66th Birthday (so that would be between 6th October 2020 and 31st December 2020)

How Much Will I Get?

If you want to check how much pension that you will get then you can check out how to do this here. You do need to claim your State pension although you should get notified around 3 months before it is due and sent a claim form. If you don’t receive that then you should call HMRC.

 This page is part of a series of questions for you to find out your retirement age – if you have come across it in a search and it is not the right page for you then you can go back to the beginning of the questionnaire by clicking here.