Retirement Age – Women Born in December 1953

Women Born in December 1953

If you were born in 1953 then it can be very confusing to try and work out your retirement age – i.e. the age at which you are able to draw your State pension benefits in the UK.

Starting with those born in November 1953, the State retirement age was increased to 65 for women (but in fact only those who were actually born on 6th November 1953 have a retirement age of exactly 65). Then the retirement age starts increasing until it gets to 66 quite rapidly.

For those born in December 1953 there are two different retirement dates as follows:

For women who were born between 1st and 5th December 1953 (inclusive), their retirement date is 6th November 2018.

For women who were born between 6th and 31st December 1953 (inclusive), their retirement date is 6 March 2019. (This is also the retirement date for those women who were born between 1st and 5th January 1954 inclusive).

Therefore anyone who was born in December 1953 will be either 64 years and 11 months or 65 years and 2 or 3 months depending on when in the month they were born. The difference between a woman who was born on 5th December and a woman who was born on 6th December is a 4 month increase in their retirement date.

This is a really sharp increase over a matter of a couple of days and it is not surprising that a lot of people are confused about when they are able to draw their State pension.

Check out how you can find out how much State pension you are likely to receive and how to claim it here.

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Retirement Age – Women Born in November 1953

Woman born in November 1953If you were born in November 1953 then you are at the beginning of a tranche of women who are having their retirement age increased to 65 and 66. You are probably aware that there has been a lot of controversy about how quickly this increase in retirement ages was brought in and the steep increase in the retirement age for these women.

If you were born in November 1953 then there are two different retirement dates depending on what part of the month you were born in. Note that in this case it is a particular date and not when an age is reached.

If you are a woman who was born between 1st and 5th November (inclusive) then your retirement date will be 6th July 2018.

In stark contrast to this, even if you were born only a few days later, women born between 6th and 30th November 1953 (inclusive) will have a retirement date of 6th November 2018 and so will not be able to retire until 4 months later. This is also the same retirement date as people who were born between 1st and 5th December 1953.

This is the point at which the retirement age for women increases to age 65 but in fact the only women who will retire at age 65 are those people who were born on 6th November 1953, after this the retirement age steadily increases to age 66 and beyond.

There are a group of women who are trying to get compensation for people affected but this sudden change in retirement date, arguing that not enough notice was given. So far the government does not seem to have shifted position.

 

 

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Pension Age for Women Born in 1953

retirement age - born in 1953When Can I Retire if I was Born in 1953?

If you are a woman who was born in 1953 then as you may know you are caught in quite a complicated area to work out your retirement age, or at least the age that you can expect to start claiming your state pension benefits.

The retirement age increases dramatically for those who were born in 1953 insomuch that those born in early 1953 have a retirement age of over 62 whereas those born in late 1953 have a retirement age of 65 – the point at which retirement ages are equalised for men and women. This is a massive and quick change and a lot of women are not happy about this.

Below we have tried to make it easy to understand what the State Pension Age is for a woman born in 1953:

Born (1953) State Pension Age
1 January to 5 January  6 September 2015
6 January to 5 February 6 November 2015
6 February to 5 March 6 January 2016
6 March to 5 April 6 March 2016
6 April to 5 May 6 July 2016
6 May to 5 June 6 November 2016
6 June to 5 July 6 March 2017
6 July to 5 August 6 July 2017
6 August to 5 September 6 November 2017
6 September to 5 October 6 March 2018
6 October to 5 November 6 July 2018
6 November to 5 December 6 November 2018
6 December to 31 December 6 March 2019

So as you can see it really depends in the exact date in 1953 that you were born – so someone who is maybe only a month or two different in age will have a wildly different retirement date if they were born in 1953.

Although retirement ages are equalised between men and women at 65 on 6th November 2018, the transition to a retirement age of 66 is accelerated quite quickly from this point and only a few women will actually have a retirement age of 65. It then jumps up to a retirement age of 65 and 3 months on its way to equalising all retirement ages at 66.

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State Pension Age – Men

When is my Retirement Age (Men)?

So you are trying to find out when your state pension age is and you have answered the first question to say that you are a man. (If this is not correct then go back to the original post here to start again). The reason for splitting off men and women is that up until November 2018 men and women retire at different ages.

Next question is this:

  • Were you born before 6 December 1953?

If the answer is yes then your state pension age will be on your 65th birthday.

If the answer is no, then your retirement age will be increased beyond age 65 and you need to go to this page which will guide you through to show your retirement age. Alternatively you can enter your year of birth in the search bar and you should be able to find out your retirement age from there as there are specific pages detailing the retirement ages of men and women depending on which year they were born.

This page is part of a series of questions for you to find out your retirement age – if you have come across it in a search and it is not the right page for you then you can go back to the beginning of the questionnaire by clicking here.
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