Retirement Age – Born in January 1954

Last updated on January 18th, 2018

If you are either a man or a woman who was born in January 1954 then working out your retirement date (i.e. the date that you can claim your UK State pension) can be a bit tricky.

Starting with those women who were born in 1953 there is a steep change in retirement ages which increase by 3 months and then 2 months for every month later that you were born.

For men, the retirement age has already risen to age 65 and from this point on it will increase.

This means that those those people who were born in January 1954 have a retirement date as follows:

For those born between (and including) 1st to 5th January 1954, you will have a retirement date of 6 March 2019, i.e. age 65 and 2 months.

For those people who were born between (and including) 6th to 31st January 1954, you will have a retirement date of 6th May 2019, i.e. age 65 and 3 or 4 months.

So there is a big difference even between 2 people that were born a day apart (5th or 6th January 1954).

Pension ages continue to increase over the years to 66 and then 67 and will also continue to increase further as years go by in order to keep the State pension affordable for the government.

You can check out how to find out the amount of State pension that you may be due here.