Retirement Age – Born 1984 Onwards

Last updated on April 10th, 2023

If you were born in any of the following years then we have not set up a separate page for you as the current rules for your retirement age are the same for everyone:

1984, 1985, 1986, 1987, 1988, 1989, 1990, 1991, 1992, 1993, 1994, 1995, 1996, 1997, 1998, 1999.

Anyone born in any of these years currently has a retirement age of age 68. In fact anyone born after 1977 will have a retirement age of 68 but for those born in the 1980s this is more likely to change as time goes on (possibly to 69 or 70).

The government has specified that there should be regular reviews of State pension age to take account of fairness between the generations. This means that people should spend the same proportion of their adult working lives in retirement (currently just under a third).

The 2014 Pensions Act requires the State Pension age to be reviewed during each Parliament. Therefore there will be opportunities for pension ages to increase in future from those reviews. So at the moment you can only plan for age 68 but in reality you should expect this to be possibly age 69 or 70 if things keep going as they are.

However, the Labour party have said that they will cap retirement ages at age 66 so that is a possibility in future which will change things for many people if it happens.

If you were born before 1984 then use the search bar to search for your specific year of birth and that should give you more accurate information if your retirement age is already covered by legislation.

Update: March 2023

The second independent review of State Pension ages recommends that the retirement age for those retiring in 2046-48 and beyond (i.e. those born after 1977) should retire at age 69. However, this is a long way off and there will be more reviews taking place before this change is legislated (if it is at all).