How Much is the State Pension in 2026?

You may be wondering how much is the state pension in 2026 – the state pension increases in April each year in line with the triple lock – that is, the higher of the rate of inflation, the increase in average earnings or 2.5%.

The increase in average earnings was 4.8% for this year so the state pension will use that percentage to increase the amount paid to pensioners.

The amount of state pension for 2025/26 is currently £230.25 per week and with the 4.8% increase, that will take it to £241.30 per week or £12,547.60 per year.

With a personal allowance of £12,570 continuing for the next few years, this means that if you have the state pension as your only source of income then you will not need to pay any tax on the money for 2026/27. However, it is likely to be a different story for 2027/28 when the state pension will increase but the personal allowance does not.

The state pension is generally paid every 4 weeks (so in 2026 you will receive £965.20 on each payment date, of which there will be 13). You can choose to have it paid weekly or fortnightly though by contacting HMRC. State pension payments are made in arrears (i.e. for the week/s previous to the payment).

If you want to know how much state pension you are likely to receive then you can request a forecast which will tell you how many years of national insurance payments you have already made and how many you need for a full state pension.

You can check your state pension here or in the HMRC App.