How Much is the State Pension for 2025

The State Pension is increased in April each year in line with the triple lock – which means the highest of inflation growth, earnings growth or 2.5%. This is calculated in September the year before the increase is applied. For 2025 the highest value was inflation which was 4.1% in September 2024.

The new amount payable for 2025/26 was therefore set at £230.25 or £11,973 per annum. This has increased from £11,502.40 last year. State pension payments are taxable and could push you into the tax payment bracket if you also have other earnings or pensions.

If you are:

• a man born before 6 April 1951
• a woman born before 6 April 1953

then you will be receiving the basic state pension, which is less, and amounts to £169.50 per week.

Getting the full amount of state pension depends on how many years you have paid national insurance for, or else got national insurance credits. Currently, for the full state pension, you need to have 35 qualifying years.

If you have not yet reached state pension age, then you can get a forecast of how much state pension you are likely to receive here.