Retirement Age – Born in 1965

Last updated on July 25th, 2017

What is my retirement age if I was born in 1965?

If this question applies to you then it does not make any difference if you are male or female, your retirement age is the same, following the equalisation of retirement ages in recent years.

Originally if you were a man your retirement age would have been 65 and for a woman it would have been 60 but currently (in 2017) your retirement age – at least the age at which you can draw your state pension, is 67. So anyone who was born in 1965 will currently be able to retire in 2032.

Of course you do not have to draw your pension at this age, you can leave it for a later date if you wish. If you do you will be given an increased pension.

Now that the government has responded to the Cridland report by increasing retirement ages to 68 for those born in the 70s, it looks extremely unlikely that your retirement age will be increased any further than 67.

How Much Pension Will I Get?

If you want to find out how much pension that you could expect to get when you retire then check out our page on finding out about your state pension. It is worth checking out how much you may be able to get so that you can ensure that you have paid enough National Insurance (or at least as much as you are able to) to build up the best possible pension, as well as being able to plan to make up any shortfall you may have by making contributions to private pension schemes.

Checking your state pension entitlement will also give you a statement of NI contributions and if it is possible to make any further back payments that you may have missed.